How do I find or locate any local banks near me? The role of a local banks in the states is to function as a commercial bank within the community environment that it represents.
Functionalities of any local banks near me is to accepts deposits, makes loans and offers other products and services such as trust accounts, credit cards, payment transactions and the issuance of lines of credit.
However, the primary objective of the local banks in USA and other countries is to enhance the community that it resides within.
How Many Local Banks Near Me ?
From research study, the United States banks, credit unions and other financial institutions has over 5,281 local banks in USA and national banks with 83,000 branches in 10189 cities offering banking services.
List Of Largest And Local Banks Near Me Now
Wells Fargo Bank
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California; operational headquarters in Manhattan; and managerial offices throughout the United States and internationally.
The company has operations in 35 countries with over 70 million customers globally.
It is considered a systemically important financial institution by the Financial Stability Board.
It is the fourth largest bank in the United States by total assets and is also one of the largest as ranked by bank deposits and market capitalization.
Along with JPMorgan Chase, Bank of America and Citigroup. Wells Fargo is one of the “Big Four Banks” of the United States.
It has 8,050 branches and 13,000 ATMs. It is one of the most valuable bank brands.
PNC Bank Financial Services
The PNC Financial Services Group, Inc. (stylized as PNC) is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania.
Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs.
PNC Bank is on the list of largest banks in the United States by assets and is one of the largest banks by number of branches, deposits, and number of ATMs.
Chase Bank
JPMorgan Chase & Co. is an American multinational investment bank and financial services holding company headquartered in New York City and incorporated in Delaware.
As of 2022, JPMorgan Chase is the largest bank in the United States, the world’s largest bank by market capitalization, and the fifth largest bank in the world in terms of total assets, with total assets of US$3.954 trillion.
As a “Bulge Bracket” bank, it is a major provider of various investment banking and financial services.
It is one of America’s Big Four banks, along with Bank of America, Citigroup, and Wells Fargo.
Bank Of America
The Bank of America Corporation (commonly referred to as Bank of America; often abbreviated as BoA) is an American multinational investment bank and financial services holding company headquartered in Charlotte, North Carolina.
The bank was founded in San Francisco and took its present form when NationsBank of Charlotte acquired it in 1998.
It is the second-largest banking institution in the United States, after JPMorgan Chase, and the eighth-largest bank in the world.
Bank of America is one of the Big Four banking institutions of the United States.
It serves approximately 10.73% of all American bank deposits, in direct competition with JPMorgan Chase, Citigroup, and Wells Fargo.
Its primary financial services revolve around commercial banking, wealth management, and investment banking.
Regions Financial Corporation
Regions Financial Corporation is a bank holding company headquartered in the Regions Center in Birmingham, Alabama.
The company provides retail banking and commercial banking, trust, stockbrokerage, and mortgage services.
Its banking subsidiary, Regions Bank, operates 1,952 automated teller machines and 1,454 branches in 16 states in the Southern and Midwestern United States.
Regions is the largest deposit holder in Alabama and Tennessee. It is also one of the largest deposit holders in Arkansas, Louisiana, Mississippi, and Florida.
Fifth Third Bank
Fifth Third Bank (5/3 Bank), the principal subsidiary of Fifth Third Bancorp is an American bank holding company headquartered in Cincinnati, Ohio.
Fifth Third is one of the largest consumer banks in the Midwestern United States, Fifth Third Bank is incorporated in Ohio.
It was state-chartered until late 2019, when it obtained a national charter.
Fifth Third’s client base spans retail, small business, corporate, and investment clients.
Fifth Third operates 1,136 branches and 2,469 automated teller machines in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia, North Carolina, and South Carolina.
Trust Financial Corporation
Truist Financial Corporation is an American bank holding company headquartered in Charlotte, North Carolina.
The company was formed in December 2019 as the result of the merger of BB&T (Branch Banking and Trust Company) and SunTrust Banks.
Its bank operates 2,781 branches in 15 states and Washington, D.C., and offers consumer and commercial banking, securities brokerage, asset management, mortgage, and insurance products and services.
It is on the list of largest banks in the United States by assets; as of June 2021, it is the 10th largest bank with $509 billion in assets.
As of January 2021, Truist Insurance Holdings is the seventh largest insurance broker in the world with $2.27 billion in annual revenue.
Citigroup Bank
Citigroup Inc. or Citi (stylized as citi) is an American multinational investment national local bank near me and financial services corporation headquartered in New York City.
The company was formed by the merger of banking giant Citicorp and financial conglomerate Travelers Group in 1998; Travelers was subsequently spun off from the company in 2002.
Citigroup owns Citicorp, the holding company for Citibank, as well as several international subsidiaries. Citigroup is incorporated in Delaware.
Goldman Sachs Group Bank
The Goldman Sachs Group, Inc., is an American multinational investment bank and financial services company headquartered in New York City.
It offers services in investment management, securities, asset management, prime brokerage, and securities underwriting.
It also provides investment banking to institutional investors and regarded as also one of the best largest local banks near me in USA.
U.S. Bancorp
U.S. Bancorp (stylized as us bancorp) is an American bank holding company based in Minneapolis, Minnesota, and incorporated in Delaware.
It is the parent company of U.S. Bank National Association, and is the fifth largest banking institution in the United States.
It has 3,106 branches and 4,842 automated teller machines, primarily in the Western and Midwestern United States.
It is ranked 117th on the Fortune 500, and it is considered a systemically important bank by the Financial Stability Board.
The company also owns Elavon, a processor of credit card transactions for merchants, and Elan Financial Services, a credit card issuer that issues credit card products on behalf of small credit unions and banks across the U.S.
First Citizens Bancshares
First Citizens Bancshares, Inc. is a bank holding company based in Raleigh, North Carolina. Its primary subsidiary is First Citizens Bank.
It is on the list of largest local banks near me in the United States.
As of December 31, 2019, the company operated 574 branches in 19 states; however, 72% of the bank’s deposits were in North Carolina and South Carolina.
Ameris Bancorp
Ameris Bancorp is one of the local banks near me holding company headquartered in Atlanta.
Through its bank subsidiary, Ameris Bank, the company operates full-service branches in Georgia, Alabama, Florida, North Carolina and South Carolina, and mortgage-only locations in Georgia, Alabama, Florida, North Carolina, South Carolina, Virginia, Maryland, and Tennessee.
United Community Bank
United Community Banks, Inc. (NASDAQ: UCBI) is a bank holding company headquartered in Blairsville, Georgia, with executive offices in Greenville, South Carolina.
United is one of the largest full-service financial institutions in the Southeast, with $18.6 billion in assets, and 161 offices in Florida, Georgia, North Carolina, South Carolina and Tennessee.
United Community Bank, United’s wholly owned bank subsidiary, specializes in personalized community banking services for individuals, small businesses and companies throughout its geographic footprint, including Florida under the brand Seaside Bank and Trust.
Services include a full range of consumer and commercial banking products, including mortgage, advisory, treasury management, and wealth management.
Charles Schwab Corporation
The Charles Schwab Corporation is an American multinational financial services company.
It offers local banking, commercial banking, an electronic trading platform, and wealth management advisory services to both retail and institutional clients.
It has over 360 branches, primarily in financial centers in the United States and the United Kingdom.
It is the 13th largest and local banking institution in the United States with over US$6.6 trillion in client assets.
It is the third largest asset manager in the world, behind BlackRock and Vanguard.
It had 29.0 million active brokerage accounts, 2.1 million corporate retirement plan participants, 1.5 million banking accounts, and $7.57 trillion in client assets as of July 16, 2021.
It was founded in San Francisco, California and is headquartered in Westlake, Texas.
SunTrust Bank
SunTrust Banks, Inc. was an American bank holding company with SunTrust Bank as its largest subsidiary and assets of US$199 billion as of March 31, 2018.
The bank’s most direct corporate parent was established in 1891 in Atlanta, where it was headquartered.
The bank’s primary businesses included deposits, lending, credit cards, and trust and investment services.
Through its various subsidiaries, the company provided corporate and investment banking, capital market services, mortgage banking, and wealth management — with nearly 24,000 employees.
TD Bank
TD Bank, N.A., is an American national bank and subsidiary of the Canadian multinational Toronto-Dominion Bank.
It operates primarily across the East Coast, in fifteen U.S. states and Washington, D.C.
TD Bank is the seventh-largest U.S. local banks by deposits and the 9th largest local banks in the United States by total assets, resulting from many mergers and acquisitions. T.D. Bank, N.A. is headquartered in Cherry Hill, New Jersey.
Synovus Financial Corporation
The Synovus Financial Corporation, formerly the Columbus Bank and Trust Company, is a financial services company with approximately $45 billion in assets based in Columbus, Georgia.
Synovus provides commercial and retail banking, investment, and mortgage services through 249 branches and 335 ATMs near me in Georgia, Alabama, South Carolina, Florida, and Tennessee.
M&T Local Bank
M&T Bank Corporation (Manufacturers and Traders Trust Company) is an American bank holding company headquartered in Buffalo, New York.
It is among the list of local banks near me that operates 780 branches in New York, New Jersey, Connecticut, Pennsylvania, Maryland, Delaware, Virginia, West Virginia, and Washington, D.C.
M&T is ranked 519th on the Fortune 500 list based on 2021 revenues. Until May 1998, the bank’s holding company was named First Empire State Corporation.
Citibank
Citibank is the consumer division of financial services multinational Citigroup.
Citibank was founded in 1812 as the City Bank of New York, and later became First National City Bank of New York.
The bank has 2,649 branches in 19 countries, including 723 branches in the United States and 1,494 branches in Mexico operated by its subsidiary Banamex.
Capital One Financial Corporation
Capital One Financial Corporation is an American bank holding company specializing in credit cards, auto loans, banking, and savings accounts, headquartered in McLean, Virginia with operations primarily in the United States.
It is on the list of largest local banks near me in the United States and has developed a reputation for being a technology-focused bank.
Citizens Financial Group
Citizens Financial Group, Inc. is an American bank headquartered in Providence, Rhode Island, which operates in the states of Connecticut, Delaware, Florida, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, Ohio, Pennsylvania, Vermont, Virginia, and Washington DC.
Citizens operates 1,003 branches and 4 wealth centers as of June 22nd, 2022[5] and over 3,100 ATMs across 11 states under the Citizens Bank brand.
Citizens ranks 17th on the List of largest local banks in the United States as of the last day of Q1 2022.
Navy Federal Credit Union
Navy Federal Credit Union (or Navy Federal) is a global credit union headquartered in Vienna, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA).
Navy Federal is the largest local natural member (or retail) credit union in the United States, both in asset size and in membership.
As of February 2022, Navy Federal has $153.5 billion USD in assets and has 11.2 million members.
Ally Financial
Ally Financial is a bank holding company organized in Delaware and headquartered in Detroit, Michigan.
The company provides financial services including car finance, online banking via a direct bank, corporate lending, vehicle insurance, mortgage loans, and an electronic trading platform to trade financial assets.
Ally is one of the largest car finance companies in the U.S., providing car financing and leasing for 4.5 million customers and originating 1.4 million car loans annually.
It is on the list of largest local banks near me in the United States by assets and has 2.0 million depositors.
Wrapping Up On Local Banks Near Me
The above banks listed is one of the best and largest local banks near me that you can bank with easily if you reside in USA.
Choose from the list of the local banks listed above and get started with banking.